Individually the poor are not too tempting to thieves, for obvious reasons. Mug a banker and you might score a wallet containing a month’s rent. Mug a janitor and you will be lucky[...]

It’s expensive being poor, the writer James Baldwin famously said. And Baldwin uttered those words 50 years ago, long before the working poor became Big Business – long before the [...]

Originally posted in The Atlantic There’s a saying popular among those in the business of making small-denomination, short-term loans against a person’s next paycheck. [...]

Originally published in the Huffington Post It was at the end of a long day, the first of two we would spend together, that Allan Jones, the pioneer of the $40-billion-a-year payda[...]